Overview

Financial products common to credit and equity markets are missing in the crypto space. For example, there is no product equivalent to global market indices such as Itraxx and S&P500. Vingt.io will include cryptocurrency indices like the products available in conventional financial markets.

VISP - A tokenized index platform

Vingt.io has created VISP, as an open source platform for entrepreneurs and fund managers to create their own strategies and indexes in a tokenized BEP-20 form.

Asset management on VISP

Through VISP, anyone can pass a single transaction and create their own digital asset index. The underlying assets associated with each token set are held on-chain in its smart contract and traded on DEXs for rebalancing using VISP modules. The manager of every token set is responsible for initiating trades during this rebalancing phase. Through a DelegatedManger system the responsibility of a manger could be further delegated to multiple stake holders for maintaining a token set.

Burning and Minting of Token Sets

Users holding underlying assets of a particular index in the right ratio can purchase/swap these assets using the Basic Issuance Module of VISP that would hold the assets within the protocol and issue tokens accordingly. If the user wants to sell tokens directly through the protocol, they would receive the underlying assets in their non-custodial wallet. All of these transactions will be securely processed on-chain.

If an index strategy is able to gain user adoption for its set token, it could also be made available in secondary markets such as DEXs and CEXs for direct transaction pairs. For all purposes, every token corresponding to an index strategy is a BEP-20 token and can be listed on all exchanges.

BSK - Basket Token

The first project under this category is the ‘BSK’ – Basket token that serves as a macro representation of the crypto market in the form of a basket of 20 premier tokens while acting as a hedge to market fluctuations.

The proposed basket is expected to be fully collateralized by third-party custodial holding of its constituent assets using VISP. BSK is a dynamic pool based on selection driven by periodic reviews. VGT itself will be a constituent of BSK as a permanent member and used as governance token to administer BSK’s executive functioning.

The combination of top performing digital assets, stable coins and rising stars will allow investors to get access to a macro position in the crypto market without having the need to buy multiple assets across multiple platforms as well as provide a degree of cover against bear markets.

Decentralized Exchanges are the backbone of DeFi ecosystem. In order to operate on-chain trades and for protocols to functions independently, it is absolutely essential to integrate DEXs to get a completely decentralized experience. DEXs remove third parties from digital asset transactions. Currently BNB Chain is highly dependent on Pancakeswap v2 for on chain swap transactions. Because pancakeswap is currently using a 2nd generation protocol, it is not able to take advantage of concentrated liquidity seen in Uniswap v3 on ethereum mainnet .

In conventional DEX's liquidity is spread from 0 to infinity and because of that, most of the liquidity provided by the LP token holders is not utilized. The token pairs end up trading only within a particular range because of which there is more slippage in transactions and liquidity providers earn less fees. Vingt.io is creating V-swap DEX on BNB Chain that takes advantage of concentrated liquidity created a win-win situation for liquidity providers as well as traders. LP token holders are able to manage the price range where most of the trading takes place for a particular token pair; providing more liquidity, earning more transaction fee and giving better prices to traders.

On top of that V-swap is using Compound's Governor Bravo that acts as a DAO to operate V-swap DEX in a decentralized manner, using VGT as a governance token through on-chain voting.

Vingt.io wallet is a non-custodial wallet used to hold, swap and transfer assets on EVM based L1-blockchains, providing web3.0 compatibility as browser extension. The main purpose of a non-custody wallet is to provide its users with security, capability, anonymity and decentralization. Investor expectations for digital asset management revolves around ensuring that the digital assets they hold are safe, accessible and easily convertible.

Security Features

With a non-custodial wallet, users are the only one having control of their private keys. This means the users are solely responsible to store their private keys in a safe and secure manner. Whoever controls the private keys, controls the funds. It gives users complete control of their funds and therefore they do not need to trust a third party for fund management. Since the private key is stored with the users and not online, it virtually becomes impossible to hack someone's account.

These advantages however, do come with some consequences. These non-custodial wallets do no come with backup facilities. If a user loses their private keys there would be no way to recover funds and these funds would become inaccessible permanently. All transactions on non-custodial wallets are on the blockchain which means that these transactions are taking place in real time and therefore transaction fees is paid to execute each transaction in the form of gas fees. If private keys are stored on a device, such as a desktop, the security of wallet keys could be compromised by a third party access to that device and Vingt.io would not be responisble was any mismanagement of private keys by the users.

Accessibility

Like any other non-custodial wallet, Vingt.io wallet would not have any sort of KYC and anyone can access a wallet regardless of their location, as long as they securely hold their private keys. This means that no information would be required from anyone in order to create a new wallet with Vingt.io. To ensure data privacy and security, it is recommended that the users interact only with legitimate websites when using Web3.0 compatibility to protect fund from external third party access.

The most common reservation against non custodial wallets is their rigid nature and the lack of multi-chain adaptability. Investors must create and maintain multiple wallets to house their respective portfolios, along with safeguarding multiple private keys. While certain non-custodial wallets allow multi chain functionality, this comes with limited display functionality and poor U/I (User Interface). Custodial exchange wallets on the other hand do allow better visibility but come at the expense of lack of control and vulnerability of the exchange itself.

Vingt.io wallet is an EVM based non-custodial wallet, specifically for BNB-Chain, that is simple to use and allows it users to view all their assets in one place. This would allow users to interact with decentralized applications using Web3.0 technology. Vingt.io Wallet aims to provides its users, the ease of use of an exchange wallet with the security of a non-custodial wallet.

Easily Convertible

Vingt.io wallet allow users to swap tokens directly from their wallet. These token swaps allow users to execute transactions through multiple aggregators and DEXs to ensure users always get the best price with the lowest network fees. DEXs are the main driving force that enables non-custodial swaps in a secure environment, however due to insufficient liquidity with some of the less popular tokens it gets difficult for users to trade at the best available price. This is why Vingt.io wallet links multiple DEXs to get the best price for its users.

Vingt.io plans on launching its first NFT series - Vingt.io S1 - B and Vingt.io S1 - E.

Vingt.io S1 - B is the first NFT series on Binance smart chain launched as a BEP-721 token. It consists of a series of 20 unique Vingt.io priority cards, each with its own set of perks and rewards. that provide special privileges to its holder depending on which card they are holding. For instance, a platinum card would give investors more privileges than a basic or standard card in terms of rewards, such as a higher percentage of token pay-out whenever a new ICO is launched on vingt.io launchpad, higher voting rights on projects along with the ability to liquidate to a pre-determined number of VGT tokens.

Vingt.io S1 - E is the first NFT series on Polygon Network as an ERC-721 token. This is a series of digital art designed by Vingt.io, consisting of 8888 unique images of Baby Tiger. In this series Baby Tiger is seen wearing different attires and accessories, creating digital collectibles that would appeal to a larger audience and promote VGT at a wider scale.

Vingt.io is providing custodial services for holding crypto assets for investors. Cryptocurrency investors have a problem holding crypto assets on a long-term basis because of different blockchains, unsafe hardware wallets and other crypto management lapses. Vingt.io is providing a comprehensive solution as a decentralized custodian of digital assets.

Vingt.io is creating a protocol of smart contracts for custody of digital assets in the form of digital vaults. These unowned and non upgradeable digital vaults would hold assets for customers on-chain in a decentralized manner.

Types of Custodial Services

Vingt.io is offering two different types of decentralized custodial services to the investors.

Fully Decentralized Custodial Services

"Not your keys, not your coins" is a popular statement with digital asset custody services. Investors who want to hold their private keys themselves could take advantage of this service. They could interact directly with smart contracts that hold digital assets to deposit and withdraw their funds through Web3.0 self-custody decentralized wallets. It is important for users to safely manage the private seed of their wallet used to interact with Vingt.io custodial service vault. In case the wallet access is lost by the users their would be no possible way to regain access to the permanently lost funds. As this decentralized service is available on-chain, the transactions would be visible on the blockchain/blockexplorer.

Joint Custodial Service

Users could also opt for joint custodial service where multiple on-chain wallet signatures are required to access the custodial service vault. In this case, the user and Vingt.io custodial service have joint access to funds stored within the smart contract and would not be accessible individually. All transactions would be available on the blockchain/blockexplorer.

The cryptocurrency market is growing exponentially but the avenues available for blockchain developers are limited. Great blockchain ideas are unable to materialise because of limited resources and no direct access to the market. Initial offering solutions available in the crypto market today, operate within a limited capacity. Vingt.io is providing a launchpad for new tokens with innovative use cases, having the potential to create an impact in the crypto space.

Unlike other launchpads which are only limited to exchange listings, Vingt.io would provide complete assistance for developers to form a unique blockchain product, suitable for market adoption. These new third-party projects would increase the utility of VGT governance token and become part of the vingt.io ecosystem.

Vingt.io aims to create structured products to cater to the ever-changing needs of the market, creating various trading strategies and bespoke packages based on client needs. These structured products would allow investors to enter a complex strategy through the purchase of a simple token and take advantage of the lucrative flows of complex products. This would be very similar to index and strategies and would take advantage of VISP protocol and DeFi-GPT to carry out the best structured trades.

The Workplace (TWP) is a blockchain-based virtual office space allowing users to create, build, buy and sell digital assets in the form of real estate. By combining the powers of Vingt.io decentralized ecosystem, virtual reality and the technology of non-fungible tokens (NFTs), The Workplace creates a decentralized platform for virtual social interactions.

The Workplace platform's main mission is to introduce blockchain technology in mainstream commercial workspace successfully and be part of the metaverse though a combination of VR and NFTs. The Workplace (TWP) consists of multiple'Units' which includes offices, meeting rooms and auditoriums, each having its own uniqueness. Each unit has its own specification within its infrastructure, such as varying environments and human capacity. These units can be sold or rented out in the crypto space for private and commercial activities using blockchain technology in an encrypted environment. Vingt (VGT) token of the Vingt.io ecosystem would act as the local currency of TWP having multiple use cases such as increasing the human capacity within a unit, modifications in the virtual environment or collecting rent.